Financial Advisory Services

Strategic Financial Insight for Smarter Construction & Property Decisions

At Intersurv, we understand that major construction and property ventures demand more than just technical expertise—they require financial clarity, risk foresight, and strategic negotiation. That’s where our Financial Advisory

Services come in.


We offer tailored advice to help clients confidently finance new developments, restructure existing debt, negotiate with lenders, and build corporate financial resilience. With over 40 years of real-world banking experience, we bring grounded expertise to even the most complex commercial environments.


Whether you're securing a new loan, managing risk exposure, or navigating difficult credit conversations, Intersurv acts as your trusted partner and financial strategist—ensuring that your objectives are always at the forefront.

Debt Structures, Loan Agreements & Lender Compliance

Loan terms can make or break a project. We help our clients fully understand and negotiate debt structures, loan agreements, and lender expectations. Our service includes:

  • Reviewing and advising on typical loan terms and conditions
  • Assessing reporting and compliance certificate requirements
  • Evaluating the reasonableness of notice periods
  • Clarifying potential events of default and associated creditors' rights and remedies

Our experience enables us to anticipate lender concerns and ensure that your agreements are aligned with your business realities, reducing risk and improving financial flexibility.

Project Finance & Limited Recourse Debt

We advise on project-specific financing structures, particularly those involving limited recourse or non-recourse debt. These complex arrangements require careful planning to:

  • Structure debt in a way that is attractive to funders while protecting sponsors
  • Model cash flow, coverage ratios, and repayment schedules
  • Align risk allocation with the project lifecycle

Intersurv brings clarity to project finance strategy, helping you access funding while maintaining control and mitigating long-term liability.

Troubled Debt & Workout Situations

When things don’t go as planned, we step in to support both debtors and creditors. Our advisory role in troubled debt scenarios includes:

  • Identifying viable workout and restructuring strategies
  • Supporting renegotiation of terms, payment schedules, and guarantees
  • Offering insight into legal and commercial frameworks for recovery

We provide a calm, experienced hand in what are often highly sensitive situations—preserving value while seeking practical resolutions.

Mediation Between Debtor & Lender

As a neutral intermediary, Intersurv fosters productive communication between lenders and borrowers. This is particularly critical during:

  • New loan originations
  • Refinancing or restructuring discussions
  • Dispute resolution around troubled debt

Our deep understanding of both lender objectives and borrower constraints enables us to frame options clearly and find common ground that works for both sides.

Risk Allocation & Specialist Advisor Selection

We help clients manage risk by ensuring it's assigned to the party best equipped to handle it. Our service includes:

  • Identifying risk categories across project finance or operational areas
  • Recommending trusted specialist advisors (legal, insurance, environmental, etc.)
  • Advising on contractual risk transfer strategies

By taking a proactive approach to risk, we enable smarter decision-making and reduce the likelihood of costly surprises.

Enterprise Risk Management (ERM) Policies

Strong financial performance is built on strong governance. We guide businesses in creating and refining Enterprise Risk Management (ERM) frameworks to suit their operational realities. This includes:

  • Advising on what an effective ERM policy should include
  • Developing bespoke policies based on business type, size, and sector
  • Supporting implementation and stakeholder education

We believe risk management should be embedded, not bolted on. Our work helps leadership teams move from reactive to proactive, enhancing resilience across the enterprise.

Let's Talk Strategy

Every project and organisation is different—so is our advice. If you're considering new financing, facing debt challenges, or building out your risk policy framework, let us help you make informed, confident decisions.